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WE LOVE HELPING!

Myself and my team are experts in the Arizona Medicare market. When you have helped well several thousands of people start their next chapter with Medicare as we have, in doing so you get to learn a thing or two. We are thoroughly knowledgeable with all the carriers in Arizona and with their plans. Most carriers have several plans with distinct differences. Medicare plans are clearly not one size fits all. We have the knowhow to find the best Medicare plan fit specifically for you.

THERE ARE MANY FACTORS IN PICKING THE RIGHT PLAN

Some of the key ones are:

  • Your doctors being in network. This can sometimes take real expertise if you have multiple doctors which you are wanting to keep.
  • How your drugs formulate as your copayments could cost considerably higher with one plan over another, or some of your prescriptions may not be in formulary at all.
  • How much your current medical costs are or could be when factoring in doctor, hospital and other copayments, monthly premiums, and maximum out of pocket costs.
  • Other factors including bonus features which many plans offer, giving you added benefits that are outside of Medicare. Ask us about these added benefits. 
  • Star ratings. These are the plan-by-plan ratings that are given out by Medicare each year. What does Medicare think about plans you are considering and what star rating are they giving them?

STEP ONE: WE CALL IT GETTING TO KNOW YOU!

Call us on the phone, or email us, and we can arrange a time to have a phone consultation and go over all of your needs and preferences in choosing a plan. Most importantly myself or my team will answer questions and educate you on exactly how Medicare works. After all, it is a confusing topic and there is tons of misinformation about Medicare floating around out there.

STEP TWO: SCOPE OF APPOINTMENT FORM

Medicare requires any agent to send out a form called a Scope of Appointment before they are able to discuss the specifics of Medicare Advantage plans or to send out quotes. This forms purpose is to protect consumers by limiting agent to discussing just the types of Medicare plans you want to discuss. Signing the form, by typing in your name, does not obligate you in any way. Any ethical agent, who is following Medicare's rules, will send you tout a Scope of Appointment form prior to sending you a plan quote. It's for your proterction! 

STEP THREE: SEND YOU A PLAN QUOTE

After reviewing your situation, we will send you out a quote of three plans that we believe offer the best fit for you in taking into consideration your doctor list, prescriptions and your other needs and preferences. The quote will be detailed including estimating your prescription drug and other costs.

If you are undecided between Medicare Advantage and Original Medicare with a Medigap supplement and drug plan, we are happy to quote you both ways.

We will then schedule a time to go over the quote with you on the phone, and help you determine your final plan choice.   

STEP FOUR: DO YOUR ENROLLMENT

First, we will go over your plan choice with you carefully so that you understand how your selected plan works along with all of the benefits and copayment costs to you. Enrollments are usually taken over the phone. We will then track your application through the carrier's approval process and make sure there are no issues or delays.

STEP FIVE: AFTER CARE

We will be there for you if any concerns or questions arise once your Medicare plan starts. We are also happy to review plan changes that take place each year during Annual Enrollment Period. At that time each year we can advise you about other plan choices, especially as your needs change.

              

   WE GREATLY LOOK FORWARD TO HELPING!